Holiday Home Insurance

Open & Direct specialises in holiday home insurance for UK holiday homes

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Holiday Home Insurance

  • We offer comprehensive building and contents holiday home insurance.
  • Standard home insurance does not typically cover the range of unique risks such as vandalism, theft, and weather damage, which can pose an increasing risk for unoccupied holiday homes.
  • Holiday home houses are frequently left unoccupied for extended periods of time and therefore require specialist holiday home insurance cover.  
  • Rent out your holiday home for short stay-cations? Open & Direct’s home insurance for holiday homes provides extensive building and contents cover for your holiday home, providing protection against a variety of risks. 
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Optional Extra

Unoccupied Legal Protection

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Unoccupied Legal Protection

If you need to make a legal claim, you can receive up to £50,000 for advisers' costs for certain types of legal action relating to your unoccupied home.

Benefits include:

  • 24/7 legal advice helpline
  • Cover up to £50,000 for any one claim.
  • Covers property infringement (trespass/nuisance), property damage, identity fraud and squatters eviction.
  • For unoccupied properties/holiday homes only. Exclusions and Terms and Conditions apply.
Claims

Claims

Support for every step of the claims journey.

Call: 08000 327 327
Email: homeclaims@prestigeunderwriting.co.uk

Report a claim