Non-Standard Construction Insurance

Non-Standard Construction Insurance

• When properties aren't constructed in the usual way using standard materials such as stone/brick with a pitched slate/tiled roof, they are considered 'non-standard'.
• These non-standard properties require specialist non-standard construction insurance as they pose a higher risk due to claims being quite expensive. 
• Non-standard construction insurance is suitable for properties such as listed buildings, timber framed homes, steel framed homes, concrete homes and those with flat roofs.

  • Timber Framed Home Insurance: Open & Direct understands the unique challenges of timber frame constructions therefore specialise in insuring all types of timber frame properties.

  • Steel Framed Home Insurance: While contemporary, innovative and architecturally unique, steel framed homes require specific and specialised insurance cover that differs from other construction types.

  • Flat Roof Home Insurance: These properties present unique challenges requiring niche cover. Unlike a sloped roof which naturally facilitates water runoff, a flat roof does not therefore increasing risk of water damage. This can cause drainage issues leading to a higher chance of leaks posing a greater risk.