Spot on for 3 months FREE Personal Accident Insurance*

• A lump sum of up to £200,000 in the event of an accident, which results in permanent injury.
• A lump sum of up to £60,000 in the event of a fatal accident helping make life easier for your loved ones.
• £150 for every night you spend in hospital as the result of an accident (minimum of 3 days, up to a maximum of 40 days).
• Lump sum of £10,000 if you're confined to hospital for 41 days or more.

Policy Cover:

• Cover available to UK residents aged 18-68.
• Cover will cease in the month of the policy following your 75th birthday.
• No medical required.
• Cover is worldwide.
• Policy pays out in the event of a fatal accident.
• Cover applies at work, even for some dangerous occupations such as firemen, builders and roofers.
• Cover applies for some dangerous hobbies including mountain biking, canoeing, surfing.

You will continue to be covered automatically at the end of the FREE 3 month period for only £7.98 a month.

*Main Terms and Conditions

To be covered, the injuries must be accidental. Any injury which:

• is self inflicted
• results from alcohol or drugs
• is caused by any illness, medical condition or pregnancy, is excluded.

Hazardous sports are excluded, as are certain other activities including:

• active service in the armed forces
• being on a motor bike
• winter sports including ice skating
• flying (unless you're a paying passenger)
• whilst playing professional sports.

On each anniversary of the policy the amount of cover and premium will be increased by 10%.

Any claim must be reported within 30 days.

Click here to view full details of cover.

Personal Accident cover is underwritten by MMA Insurance plc.

*This offer may be altered or withdrawn at any time. Payment by direct debit required.

Open + Direct Insurance is division of Swinton Group Limited, registered in England number 756681, which is connected for the purpose of the Insurance Companies regulations 1994 to MMA Insurance Plc and Gateway Insurance Company Limited. Registered Office: Swinton House, 6 Great Marlborough Street, Manchester M1 5SW. Authorised and regulated by the Financial Services Authority. Calls may be recorded