Reduce your car insurance premium

There are a number of ways you may be able to reduce your car insurance premium:

• No claims discount - The longer you’ve had car insurance without making a claim the less you’re likely to pay for your new cover. And of course you may be able to transfer your No Claims Discount onto your new car insurance.
• Reduce your cover - If your car is worth less than £4,000 you may wish to reduce your car insurance cover from Comprehensive to Third Party Fire & Theft.
• Voluntary Excess - All car insurance policies will carry with them a minimum level of excess, but if you decide that you would rather pay a higher level of voluntary excess then you could find yourself paying lower premiums.
• Additional Drivers – You could save even more by adding a spouse or family member or restricting the number of inexperienced drivers you want to cover on your policy. This could be a practical and easy way to reduce the amount you have to pay for your cover.
• Security Features - Always remember to give full details of any security features your car has, like alarms, immobilisers or trackers, as you may benefit from car insurance premium discounts.